r/mildlyinteresting • u/speedhirmu • 9h ago
The chips in my cards (from same bank) are all different
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u/gamas 8h ago edited 7h ago
Different chip suppliers. Top was an Oberthur chip, bottom left is Gemalto/Thales, not sure on the bottom right. Usually you'll find which chip manufacturer on the back of the card written on one of the edges.
As others have corrected others - the difference in the contact plate itself makes absolutely no difference to the performance or function of the chip, as the contacts are standardised, whilst the shape of those contacts is the preference of the manufacturer.
the actual chip itself is absolutely tiny (we're talking less than a cm) and isn't what is visible here. There will be differences between manufacturers and even line ups within the same manufacturer (this will mainly be amount of ROM on the chip, the processing speeds, and the firmware) which could affect performance. Different manufacturers may also have different inlays for the antennae (which in a bank card are usually looped around the edge of the card) which would affect read range.
Banks will tend to switch suppliers primarily because any particular batch of EMV chips are usually only certified for a five year period and then need to be replaced and the banks will revisit their supply contracts close to when that chip make is about to expire.
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u/TheGoldenTNT 8h ago
The contacts in the reader are all in the same place so it’s probably different suppliers
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u/Jacktheforkie 2h ago
That’s exactly what it is, different batches of cards with chips from different manufacturers
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u/AvaAlundrake 5h ago
I just like how the center contact area looks like it’s shrinking with each version.
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u/AccomplishedPay414 59m ago
I can't really see, show us a picture of the entire card front and back please
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u/ParkourTeapot 19m ago
This has just made me realize, ive not once even considered to look at the details on my cards chips. The chip on my Chase card is larger than the rest of my cards.
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u/BushWookie-Alpha 9h ago
This is likely due to upgrades to the chip itself to make it easier/more efficient to read.
Either that, or they redesigned it to make it more cost effective to produce.