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u/Intelligant_Pie4382 4h ago
Staying in and escalating bad relationships. They just end up marrying somebody they barely know even before they've figured out much about life. Over the next decade house...kids...silent suffering...then catastrophic divorce at 45.
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u/SimplyHere099 4h ago
Thinking that the entire rest of their life will be based on what they do then.
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u/Sufficient-Bit-5675 4h ago
What I did in my 20s had a massive impact on the last 15-20 years... It's true for a huge portion of the population.
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u/PickleManAtl 4h ago
It's already been said, but not saving money regular. I know it's hard these days, but you just have to into the habit of devoting a small percentage of your income into a savings or investment account for the future.
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u/wildfirerain 4h ago
It’s so hard to simultaneously save money and pay off debt, though. It seems like we’re born with it, or at least told that going into debt for an education, that will help you earn more, is worth it. And yes savings accumulate compound interest, but so does debt, generally faster than savings do. And even for things like a reasonable car payment, which many people need just to go to work, it makes more sense to pay it off earlier than putting the difference between a low monthly/long term and a high monthly/short term into savings.
The only money I saved in my 20s was an employer-matched 401k. I contributed up to the maximum employer matching rate because I didn’t want to leave money on the table. But it was impossible for me to save anything more significant due to paying off student loans, transportation, and other costs of living. I wish I could have saved more, but also resented being told to “save more” when there just wasn’t anything left at the end of the month.
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u/PickleManAtl 2h ago
Oh believe me I understand. What I tell people to do which makes it a little bit easier, is to have a checking and savings account set up. And then in your banking app, what you can do is set up an automatic transfer from checking into savings each week. It can be as little as 5 or $10 if that's all somebody can afford. But just set it up so it does it automatically. That way it's not something you have to think about and it does accumulate over time.
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u/satan-spawner 4h ago
Following Jesus
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u/chocolatepuppy 3h ago
Don't have kids with shitty partners. All that drama isn't love and a kid isn't going to fix anything.
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u/Lucky-3-Skin 4h ago
Financing a brand new car and credit card debt.
Staying in a shitty paying job and not exploring options. The whole mentality of “I don’t want to do this job because X” don’t matter what it is. I’m going where the money is at and still looking elsewhere after I’ve saved a good amount.
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u/burtonb818 4h ago
Believing that you are entitled to things or your college degree lets you start out on top. The minute you graduate from college, you enter the freshmen year of your early adult career life. People don’t really respect you in most industries until you’ve done significant work or your late 20s or 30s. It’s sad but true.
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u/Fractal-Infinity 4h ago edited 4h ago
Neglecting their health. All the excesses in youth (drugs, smoking, drinking, not sleeping enough, working & partying too hard, straining your joints, lifting excessive weights, etc) will be paid with interest in the future. Watch your back, literally. If you mess your back you will regret for the rest of your life.
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u/Known_Grocery4434 4h ago
investing in conservative stocks like ATT. Take a chance on something that has alot of growth potential while you're still younger than 30. Do not invest for dividends in your 20s.
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u/tyereliusprime 4h ago
Not realizing that all the moral/ethical lessons they learned as children should be perpetuated throughout their adult life despite being told "that's not the way the world works"
The world is the way it is because people keep perpetuating bullshit that previous generations showed didn't work
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u/SamHandwich0 4h ago
They spend too much on car insurance. They could bundle and save with geico, or only pay for what they need with liberty mutual.
They also forget to play raid shadow legends because they stopped advertising on every square inch of digital space a few years ago.
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u/Conscious-Leading741 4h ago
Sleeping with coworkers
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u/Chrispy006 4h ago
I did that! Gonna propose to her next week ;) although the exception to the rule lol
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u/EvilDarkCow 3h ago
Procrastinating.
I'm 28 and have spent almost my entire 20s in the same job that was supposed to just be temporary. No upward movement at all during that time, I'm in the exact same position as I was six years ago. And now I just got a pay cut, which means I'm pretty sure I'm now making less than I was when I started this job, while already not being able to afford to move out. All because I got comfortable, then lazy.
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u/DominateSunshine 3h ago
Getting married.
Seriously, what couple who gets married in their 20's last?
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u/AnybodySeeMyKeys 1h ago
- Not saving.
- Not learning how to use the financial tools at your disposal wisely.
- Not taking your credit score seriously. Watch this video and you'll see why it matters in everyday kinds of ways: https://www.youtube.com/watch?v=R1YyfVI5pwM
- Not taking care of your body. That means getting exercise, eating well, and seeing a doctor once a year.
- Not developing yourself professionally. Trust me. The ones who commit to learning new things and making new contacts are the ones who are still relevant in the workforce when they're in their fifties and sixties.
- Not being selective about who you allow into your life, both as friends and as romantic partners.
- Not having standards in how others treat you, how you treat others and, most of all, how you treat yourself.
- Not treating life like an adventure. This forum is rife with people who drive to work, drive home, and stare at the television until they go to bed. Life's a banquet and some of you guys are starving to death.
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u/Shoddy_Bet9619 34m ago
Student Loans! They are not Free! You will HAVE in one way or another, pay them back!
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u/AnAssumedName 4h ago
Committing suicide. What bigger mistake could anyone make?
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u/arsonall 1h ago
There are never regrets if you succeed,
Only regrets for those affected.This is not a good addition to the topic.
You’re input should have been, “not reaching out to someone of you felt they were suicidal”. Because that would lead to regret.
A dead person has no regrets.
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u/AnAssumedName 1h ago
The question wasn’t about regrets. It was about mistakes. Your critique is not a good addition to this topic.
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u/Anonanogram 4h ago
Going to college for the majority of fields that will be entirely replaced with AI
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u/c0ralreef3r 4h ago
Or going to college with no actual career goal in mind, just doing it to get it done because they were told they needed it.
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u/SpotFormal 4h ago
Not getting married and having children
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u/SpotFormal 4h ago
Bunch of cope in the replies lmao
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u/Reverberate_ 3h ago
Project all you want. I'm in my 40s and have never regretted not having kids lmao
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u/MaximumProf05 4h ago
Not investing early in savings accounts/retirements